Storms and severe weather can cause serious damage to your San Diego roofing. You may need to make an insurance claim to help cover the costs of repairs.
But making a claim can be complicated. If you don’t have all the right information, there’s a chance that your claim could be rejected.
We recommend you follow each of these steps to ensure you’ve got the best chance of making a successful insurance claim that covers the costs of your San Diego roof repair.
1. Evaluate the Damage
The first thing you’ll want to do when you’ve found damage to your San Diego roofing is to carefully evaluate the extent of the damage. Get up close to your shingles (if it’s safe to do so) and figure out where and how it is damaged.
You should inform your insurer of your findings as soon as possible after a storm event. If you delay reporting to them, there’s a chance they’ll assume the damage is unrelated, and they could withhold compensation.
2. Contact Roofing Contractors in San Diego
Once you’ve evaluated your home, it’s time to get in touch with roofing contractors in San Diego who can carry out the repairs.
Make sure that the contractors you get in touch with have the necessary expertise to conduct the repairs, as well as the experience of working with insurance companies in the past.
If they don’t have experience with insurance companies, they won’t be able to negotiate with them on your behalf. This means you may end up having to pay more out of pocket than necessary.
3. Adjuster’s Estimate and Filing
Once a contractor has evaluated your home, have an adjuster come to estimate the costs of repairs. A San Diego roofing contractor who negotiates with insurance companies will discuss the correct cost estimates with the adjuster.
The adjuster is likely to offer a low opening estimate for San Diego roof repair costs. You must have people by your side who can negotiate and argue for a greater level of compensation. This process may take time and cause delays, so plan ahead and make sure you’ve set aside enough time for this.
4. Sign Your Contract
Once you’ve arrived at a reasonable estimate and ensured an agreement with your insurance adjuster, the final step in the claims process is to sign the contract with your San Diego roofing contractor.
Make sure you have a firm idea of the costs involved – and what proportion of them will be covered by your insurer – before you sign anything.
Contact Roofing Companies in San Diego for More Help
Although it’s possible to file an insurance claim on your own, professional assistance is invaluable for getting you the best insurance coverage.
Get in touch with roofing contractors to get the best support for making your San Diego roof repair insurance claim.
Professional roofing companies in San Diego have the expertise necessary to assess the extent of the damage to your property. They walk you through the claims process to make sure you get the coverage and repairs you need. Don’t delay – get the proper care for your San Diego roofing.
Read more about Types of Roofs in San Diego, CA